Planning the future for your loved ones

Talking About Death and Dying

Few people actually discuss death and dying with their families, even if you or someone in your family is approaching the end of their life. Although 95% of folks say that they’re willing or want to talk about end-of-life issues and 70% respond saying it is a good idea, only about 30% report following through. The reasons are many, but a few common ones include, waiting for someone else to start the conversation, having mixed feelings or even thinking it’s a bad idea, or being worried it will only upset their family.

Despite these understandable concerns, it is a very important conversation for all of us to have. And, while it is crucial to do this when faced with a terminal condition, it is just as important to have this discussion when you are well and thinking clearly. The nature of the conversation will be very different when you are discussing the possibility of death compared to when you’re facing an impending death.

While death is inevitable for all of us, we may not be able to predict when it will happen, especially when we are young. This is why it is good to have the planning for death or disability talk when you are young and not anxious and/or overwhelmed about your condition.  If you have the discussion before you are facing this critical situation, you will find this conversation to be much easier. It will also be more valuable, since there is more opportunity for honest discussion, reflection, sharing, and planning. There is even time to work out any differences of opinion.

This early discussion is meant to anticipate a tragic event, but it is the best thing you can do for your family. It prevents them having to guess and/or argue over what you may have wanted when they are already devastated by their situation.

There are many good opportunities to think about and have these discussions.

  • When there are significant life events, such as marriage, birth of a child, death of a loved one, retirement, birthdays, anniversaries, or college graduation.
  • When making or changing your estate plan.
  • When a major illness requires you or a family member to move out of your home and into a retirement community, nursing home, or other long term care setting, since the institution will usually require these documents.
  • During holiday gatherings, such as Christmas, when family members are together and can have the conversation collectively. This is a great opportunity to get their input as well. You could even discuss your plans for the will, which might make the process go more smoothly.
  • When a friend or another family member facing illness or an end-of-life situation reminds you of the need to do so.
  • At the earliest signs of Alzheimer’s or dementia
  • Any other event that encourages you, such as an article of a movie.  

The “Respecting Your Wishes Section” will go into detail about the various actions that can be taken, but there are many things you should consider when having this conversation. Remember, these decisions will carry over to when you are older and will most likely evolve along the way.

The more difficult conversation, and the one the rest of this section will focus on, is the one you will have when quickly approaching the end of your life. At this time you may be depressed, in denial, frightened, confused, distracted, or otherwise unable to express your feelings and needs. Other thoughts and feelings that could intrude are that you may:

  • be afraid to die, hoping for a miracle cure, or even just want it over with now
  • feel you’re a burden to your friends, family or society
  • feeling anger as it being cheated of life or let down by your God
  • have irrational anger and even blame and resent yourself, your family, medical professionals, the climate or anything else in the world
  • feel lost and alone, be missing relatives and friends who are unable to be with you, and even desperate for someone to ask how you feel, but unable to bring it up yourself
  • feel as if you have wasted your life and are grieving any missed opportunities; and/or
  • obsess about confessing to things that have happened in the past or to ask for forgiveness to the exclusion of talking about anything else

Despite all of this, accepting your fate and having the conversion about your death is the crucial first step toward making the best of what remains of your life. You should also have a conversation about what happens when you become unable to make decisions for yourself.

There is ample evidence to show there are many benefits from the conversation that make the end-of-life process easier for all. Aside from you knowing they will be aware of your wishes family and friends benefit by reducing guilt and depression through helping with the grieving process. Don’t try to ‘spare the children,’ it is just as important to include them in the process.

Someone needs to take the initiative, but who? Healthcare professionals may break the news, but many are not as willing or able to discuss the specifics of planning for your death. Similarly, lawyers may know about advance directives, but it is an uncomfortable experience for them as well. Your family may strive to be supportive, but they may be too overwhelmed to meet your needs. You may not have thought to approach someone from clergy.

As with most other aspects of your life, you are your own best advocate. It should be you get the ball rolling. You will then be better able to coordinate all of the family and professionals who will be involved and get them to work together.

In many cases, you may have already created your advance directives and named a healthcare proxy, but you will still need to cope with your prognosis and make plans and decisions unique to those with a terminal illness. While a few will be able to handle all of this, most of us will need help, and that means having the conversation over and over again with multiple people. You may even write a list of who that will be.

You may have trouble with the reality of talking to many different people about what you are going through. You can only tell the story so many times. There are many ways around this, but a couple of ideas include appointing a spokesman to speak to anyone that is not close family or friends or create your own website with the information. Organizations such as Caring Bridge and My Life Line (specific to cancer) help you set up your site.

Particularly helpful are specialists specifically trained and willing to discuss all aspects of your situation, including grief, advanced planning, supporting decisions, and even types of comfort care toward the end. The conversation’s content may vary according to who you are talking to, such as family, clergy, friends, and/or co-workers. Medicare now pays healthcare providers for advance care planning (ACP) conversations.

The quality of care that you receive will be most important, not the quantity. It will likely be more important to you that you are more comfortable rather than the discomfort of further treatment, unless you have an event you would like to survive long enough to see, such as family member’s wedding.

Family and Friends

Family and friends will be your primary support during this time. You need to be completely open and realistic with each other about everything concerning the end of life, especially your feelings and wishes. You or they may not be ready to do this, and you may need to wait for a better time to ask their permission to do so. You may need to ‘break the ice,’ which usually begins with a description of what you would like to go over and why. Everyone should listen and gently guide each other to effective communication.

  • Remember that you are the focus of the conversation and they should get their clues from you
  • Being respectful of each others opinions, don’t interrupt, and avoid being overly blunt.
  • Share everything, including emotions, and be totally honest with each other
  • Being as calm as possible and try to attain a good frame of mind
  • Engage with each other with good eye contact and a relaxed body language
  • Avoiding confrontation by using indirect, open-ended, or guiding questions
  • Take breaks to allow for crying or dealing with strong emotions
  • Minimize humor and laughter
  • Give and/or accept forgiveness for past events or feelings

These are only general suggestions; only you know what will work best with your family.

Here are some important ways to help each other manage through this time in your life.

One of the most important things you can do is inform your family and friends about your specific wishes for future care should you become unable to express them.

The “Respecting Your Wishes Section” will go into detail about how to accomplish this, but doing so will remove many burdens from them when faced with difficult decisions, such as additional treatments, life-sustaining care, dying at home, and how to dispose of your remains. Although you can stress your wishes, you may also give them permission to do something different if it would be better for them.

You must allow your family and friends to help you, even if you are concerned it will be a burden on them.

Ultimately, the family’s involvement will be best for all of you and may even strengthen family bonds.

It is important to listen to and consider each other’s concerns and suggestions, even if you don’t agree on them.

Use the opportunity to strengthen your’s and your family’s spirituality

Once the ice is broken, you should now go into detail about what your wishes are and document them, which will be covered in detail in the Living Will section.

Healthcare Professionals

Healthcare providers will be the most likely ones to ‘break the news’ about your condition and in some cases provide some idea of how much time you may have left. In theory, that should include a preliminary discussion about end-of-life care, but not always. Many healthcare professionals have had little, if any, formal training in this and feel unsure about how to start the conversation, what to say, and how to say it.

If it is not brought up by them, don’t be reluctant to bring it up yourself. Talk to them about your concerns and feelings, since they can also provide additional emotional support for your and your family. As with your family and friends, you may need to wait for a better time to discuss this in detail, but don’t wait until you are too ill to have a meaningful discussion.

In addition, your healthcare provider will usually be the person to arrange for further care and should be the one to oversee your healthcare team. There are many options for further care that may be appropriate for your situation, these may include:

  • hospice and/or palliative care;
  • in-home nursing care and/or personal care (dressing, bathing, etc.);
  • counseling, support groups, or other emotional support; and/or
  • nursing home or other inpatient care, only if necessary. 

It is important that your healthcare team is also aware of your wishes about additional treatments, life-sustaining care, resuscitation, and whether you prefer to die at home. While 70% of folks would prefer to die at home, only 30% actually do. Unfortunately, many of those 70% in the hospital experience discomfort, as well as ineffective, and expensive care that is either not necessary or you may not have wanted.

Go into any level of detail you would like, but you certainly want to consider the ones mentioned above. Be sure to include specific details about the practices of your culture or faith. Other considerations are similar to when you are getting any form of medical treatment, such as how much input do you want to have in your treatment, what level of detail do you want to know, if you can refuse or stop treatment, where you would like to be treated, if there are alternative treatments, what are the side effects, etc.

Your healthcare team may bring it up with you, since they must be involved in some of your advanced care planning, such as signing any Physician Orders for Life-Sustaining Treatment documents and Do-Not-Resuscitate (DNR) orders.

Legal Professionals

Talk to your attorney. Advanced directives are an integral part of your estate plan and they will be able to help you do this. You may also have other relevant financial and legal questions to ask them, such as how to best manage your estate when you are unable to work, have expensive medical bills, and/or are anticipating funeral and burial costs. 

While there are many online forms available to do your own advanced care planning, you might want to talk to an attorney about your Living Will or Healthcare Proxy document to ensure they are valid.


General References